Selected Clients and Subscribers

AIG United Guaranty
Financial Services Authority
American Bankers Association
Financial Services Forum
American Express
Financial Services Roundtable
American Scandinavian Banking
First Tennessee Bank
AmSouth Bancorporation
FleetBoston Financial Corporation
AT&T Universal
FM Policy Focus
Bank of America
Ford Motor Company
Bank of England
Genworth Financial
Bank of East Asia
Household International
Bank of Japan
Home Improvement Lenders Association
BankOne Corporation
J.P. Morgan Chase & Company
Bank of Montreal
John Hancock
Bank of New York Mellon Corporation
Liberty Mutual Insurance Company
Bank of Tokyo-Mitsubishi
Marshall & Ilsley
Canadian Bankers Association
Merrill Lynch Global Bank Group
Centurion Investment
Mortgage Insurance Companies of America
CIC Union European International
Office of the Comptroller of the Currency
Citigroup
Office of Federal Housing Enterprise Oversight
The Clearing House Association L.L.C. 
Paloma Partners Management Company
Comerica
PricewaterhouseCoopers
Commercial Financial Services
Perot Systems Corporation
Consumer Mortgage Coalition
PMI Group, Inc.
Countrywide Home Loans
Providian Financial
Council of Federal Home Loan Banks
Republic Mortgage Insurance Company
Credit Lyonnais
SWIFT
Dai-Ichi Mutual Life
Sallie Mae
Daiwa Institute of Research
Small Business Administration
Deloitte & Touche
State Street Corporation
Den Norske Bank
Sumitomo Mitsui Banking Corporation
Deutsche Bank
SunTrust Corporation
European American Bank
Transamerica Small Business Capital
Equitable Financial
UFJ Bank Limited
Ernst & Young
Visa USA
Farm Credit Administration
Wachovia Corporation
Federal Deposit Insurance Corporation
Wells Fargo
Federal Reserve System
World Gold Council
Financial Guaranty Insurance Company
World Savings Bank