American Bankers Association

American Express

Bank of America

Bank of England

Bank of East Asia

Bank of Japan

Bank of Montreal

Bank of New York Mellon Corporation

Bank of Tokyo-Mitsubishi

BlueMountain Capital Management LLC

Commercial Financial Services

Council of Federal Home Loan Banks

Credit Lyonnais

Daiwa Institute of Research

Dart Management Limited

Deutsche Bank

Essent US Holdings, Inc.

Equitable Financial

Ernst & Young

Faegre Baker and Daniels LLP

Federal Deposit Insurance Corporation

Federal Housing Finance Agency

Financial Guaranty Insurance Company

Financial Services Authority

Financial Services Forum

Genworth Financial

Greenberg Traurig LLP

Home Improvement Lenders Association

JP Morgan Chase & Company

John Hancock

Manatt, Phelps & Phillips, LLP

Marshall & Ilsley

Mortgage Insurance Companies of America

National Organization of Life and Health Insurance Guaranty Association

Paloma Partners Management Company

Paulson & Co., Inc.

Perot Systems Corporation

PricewaterhouseCoopers

PMI Group, Inc.

Ranieri Partners LLC

Republic Mortgage Insurance Company

Sallie Mae

Securities Industry and Financial Markets Association

Small Business Administration

SNR Denton US LLP

State Street Corporation

Sumitomo Mitsui Banking Corporation

SunTrust Bank

The Clearing House Association L.L.C.

Transamerica Small Business Capital

UFJ Bank Limited

United Guaranty Corporation

U.S. Bancorp

Wachovia Corporation

Wells Fargo

White & Case LLP

World Gold Council